Mock demo for advisor practices
Manage the household, not a pile of accounts.
See every account by type, the model it follows and how far it has drifted. Turn that into one rebalance proposal that is checked, reviewed by the right person, logged, and summarised in a branded client report.
All names, balances and dates are invented. Standalone: no custodian feeds.
The book at a glance
Four synthetic households. Open any one to see its accounts and drift.
Hartwell household
Pre-retirement, two earners
$1,170,000
4 of 4 accounts outside band
Nakamura-Reyes household
Young family, education goal
$295,000
3 of 4 accounts outside band
Delacroix household
Business owner, holding company
$1,318,000
2 of 3 accounts outside band
Brennan household
Retired, drawing income
$963,000
3 of 3 accounts outside band
- Cash
- Fixed income
- Domestic equity
- Global equity
- Real assets
From drift to a signed-off proposal
- 1
See the household
Typed accounts (tax-deferred, tax-free, taxable, education, corporate) each follow a model portfolio. A drift map shows exactly where they have moved.
- 2
Draft within rules
A rules engine proposes trades only where drift exceeds the band, respects a minimum size and can avoid realising gains. For Hartwell it drafts 15 trades.
- 3
Govern and report
Policy checks, separate roles for review, consent and release, and a hash-chained audit trail. Then a branded PDF the client can keep.
Model portfolios
Five asset classes (cash, fixed income, domestic equity, global equity, real assets). Each account is tied to one model; the household’s combined model follows from them.
Conservative
Capital preservation with modest growth.
Balanced
Even blend of growth and stability.
Growth
Long horizon, equity-led.
Income
Steady distributions for drawdown years.
- Cash
- Fixed income
- Domestic equity
- Global equity
- Real assets